Blog

Apr 09

My LTD Insurance Company is asking me to apply for CPP Disability Benefits – What should I do?

If you are receiving long-term disability benefits from your Long-Term Disability (LTD) Insurance company, your disability case manager may ask you to make an application for Canada Pension Plan Disability. This is a monthly disability benefit paid by the Government of Canada to eligible Canadians who are disabled. Why am I being asked to apply? […]

If you are receiving long-term disability benefits from your Long-Term Disability (LTD) Insurance company, your disability case manager may ask you to make an

by Mark Yazdani

Apr 03

My family doctor is not supporting my disability claim. Is there anything I can do?

The role of the family doctor in LTD claims Your family doctor plays a critical role when it comes to short-term and long-term disability claims. When you first apply for disability benefits, it is the family doctor that most commonly completes the initial medical form (often called the Attending Physician’s Statement).  In this form they […]

The role of the family doctor in LTD claims Your family doctor plays a critical role when it comes to short-term and long-term disability claims. When you first

by Mark Yazdani

Apr 24

Real Estate Litigation – Failed Closings

I have some exciting professional news to share. I have recently added a new legal area in addition to my disability law practice. I will now also act as a real estate litigation lawyer with an emphasis on failed house closings. Sometimes a property sale does not go through because the buyer cannot get financing […]

I have some exciting professional news to share. I have recently added a new legal area in addition to my disability law practice. I will now also act as a real

by Mark Yazdani

Feb 28

Surveillance – Should I be Worried?

In my almost 20 years of disability law practice I have received many panicked calls from clients about surveillance. They might notice a strange vehicle parked outside their home or following them when they leave their house. Some clients have been afraid to leave their home because they are worried a private investigator will be […]

In my almost 20 years of disability law practice I have received many panicked calls from clients about surveillance. They might notice a strange vehicle parked

by Mark Yazdani

Feb 24

What You Should Know Before Agreeing To A Rehabilitation Program

If your disability claim has been approved you might assume that the insurance company will continue to pay you until you have fully recovered and are ready to return to work. However, LTD insurance companies are highly motivated to stop paying disability benefits as quickly as possible and thus they will often force disabled claimants […]

If your disability claim has been approved you might assume that the insurance company will continue to pay you until you have fully recovered and are ready to

by Mark Yazdani

Apr 12

Tips for Disability Claimants #2 – Avoid Opening a Facebook Account

Ever since the widespread use of social media,  insurance companies have been aggressively pursuing access to a disability claimants’ online profiles with Facebook, Instagram, Snapchat, LinkedIn and even dating websites/apps. Their  goal is to obtain photographs or video that show a claimant engaged in social activities or performing physical tasks. If the insurance company feels […]

Ever since the widespread use of social media,  insurance companies have been aggressively pursuing access to a disability claimants’ online profiles with

by Mark Yazdani

Apr 01

Tips for Disability Claimants #1 – Maintain Regular Treatment

Ensuring that you maintain regular care and treatment for your disability greatly assists the strength of your claim. This means visiting your doctor on a regular basis, being examined and treated by specialists when necessary, and ensuring that you take medication as prescribed by your treating physicians. Undergoing regular treatment and visits to your doctor […]

Ensuring that you maintain regular care and treatment for your disability greatly assists the strength of your claim. This means visiting your doctor on a regular

by Mark Yazdani

Mar 15

Consult a Disability Lawyer before agreeing to a Lump Sum Settlement

Occasionally, an insurance company will approach a disabled claimant and offer to pay them a one-time lump sum payment rather than continuing to pay monthly disability benefits. In exchange, the claimant signs a “Full and Final” release whereby they surrender all further entitlement under the group disability policy. In most circumstances, an insurance company will […]

Occasionally, an insurance company will approach a disabled claimant and offer to pay them a one-time lump sum payment rather than continuing to pay monthly

by Mark Yazdani

Feb 27

Reasons Claims are Denied #4 – “Workplace Conflict”

Conflicts with co-workers and management are regular occurrences in all manner of workplaces throughout Canada. Disputes with co-workers can arise over personality clashes, jealousy, gossip/backbiting, sexual harassment and competition. Disputes with supervisors and management can occur as a result of unfair performance reviews, salary and bonus issues, overtime, and excessive workloads. Whatever the reason, workplace […]

Conflicts with co-workers and management are regular occurrences in all manner of workplaces throughout Canada. Disputes with co-workers can arise over personality

by Mark Yazdani

Feb 15

Reasons Claims are Denied #3 – Surveillance

Surveillance is a common tool used by disability insurance companies during the adjudication of a disability claim. The insurance company will hire an investigative firm to secretly take photos and video footage of a claimant and observe a claimant’s activities. If the insurance company believes the surveillance proves the claimant is capable of working, then […]

Surveillance is a common tool used by disability insurance companies during the adjudication of a disability claim. The insurance company will hire an investigative

by Mark Yazdani